Health insurance for those traveling abroad is becoming more important every day.

Abroad, outside the Republic of Moldova, the cost of medical services can be so high that not everyone traveling for business or personal purposes can afford to cover it. Therefore, health insurance for travelers is a vital necessity, as anyone can get sick or have an accident. Moreover, some countries do not issue visas without health insurance.

Holding an insurance policy is mandatory for entry into countries like Austria, Belgium, Greece, Denmark, Iceland, Italy, Luxembourg, the Netherlands, Norway, Portugal, France, Germany, Finland, Sweden, Israel, Lithuania, the Czech Republic, and Estonia.

Insured Event

An insured event constitutes health disorders or the death of the insured. These must result from sudden illness or an accident occurring during the insured's stay in the country specified in the contract.

Exclusions

The insurer may refuse payment if the health disorders or death of the insured occurred due to:

• committing a premeditated crime;
• abusive consumption of alcohol, drugs, or other toxic substances;
• suicide (or attempted suicide);
• participation in military actions, strikes, riots;
• active service in the armed forces or military formations;
• intentional self-harm.

By applying to ACORD GRUP for a health insurance policy for citizens traveling temporarily abroad, you will receive guaranteed quality medical care, regardless of its cost. Our company will take care of you!

Advantages of ACORD GRUP

To provide efficient and rapid medical assistance, we collaborate with Else Assistance, one of the largest service providers with offices in over 47 countries worldwide. In the event of an emergency, the insured only needs to make one phone call, and operators will arrange all necessary medical assistance.

In case of emergencies:

1. You won’t have to pay out of pocket;
2. You will need to call the number in the country where you are located, listed at the end of the policy, and follow the operator’s instructions;
3. No language barrier – the service operates 24/7 with multilingual operators, including Romanian and Russian;
4. You will be transported free to a medical facility;
5. Inpatient and outpatient treatments will be covered;
6. Meals will be included;
7. Hospitalization;
8. Payment of doctors’ and support staff fees;
9. Physiotherapy procedures;
10. Resuscitation;
11. Surgical interventions, including assistance and anesthesia.

Insurance Conditions

For more details, please read the rules for voluntary health insurance for individuals traveling temporarily abroad, or contact us directly at: +373 (22) 26 44 44 (24/7).