Casco insurance is not mandatory. Unlike RCA insurance, it does not provide compensation for damages to vehicles in traffic accidents or for harm to the health and life of accident participants. However, Casco protects your car against unforeseen circumstances.
Compensations under the Casco policy are paid only in the following cases:
- Following traffic accidents.
- In the event of total theft or robbery of your car by thieves.
- For any damage intentionally caused to your vehicle (overturning, window breakage, etc.).
- In case of vehicle damage due to natural disasters or major forces: explosions, hail, floods, lightning, etc.
- In the event of a collision of the vehicle with any objects: stones, tree branches, other objects, etc.
The full list of risks included in your Casco insurance policy is mentioned in our complete set of insurance rules.
Casco Insurance Calculator
Our online Casco insurance calculator allows you to determine the cost of insurance without leaving your home.
To calculate the approximate cost of insuring your car with ACORD GRUP S.A., we encourage you to use our Casco calculator. To find out the approximate cost of Casco insurance for your car, please fill out the form on the right.
If you have additional questions while using the Casco calculator, please contact the ACORD GRUP S.A. representative at: +373 22 264 444.
What determines the cost of Casco?
The price of Casco is calculated individually for each vehicle. The final cost of Casco insurance for your car will depend on the following criteria:
- Characteristics of the car.
- Details about individuals authorized to drive the car.
- Conditions of the policy issuance.
What to do in case of an accident?
In the event of a road accident or damage to the insured vehicle:
- Call the Road Police Inspectors, Emergency Services (in case of fires), or the officers from the Police Inspectorate in the area where the incident occurred to document the accident (incident) and the circumstances in which it happened.
- The police will prepare a report, determine guilt or circumstances, and issue a certificate confirming the registration of the case.
- Notify the insurance company of the accident (incident) within a maximum of 72 hours.
- Notify the insurer within 24 hours in case of car theft, loss or theft of the registration certificate, keys, or any attempted theft.
Insured persons must provide the Insurance Company with:
- The report determining guilt and a copy of the documents prepared by the Road Police Inspectorate (in case of a road accident).
- A certificate issued by the Emergency Services (in case of fires).
- A certificate issued by the officers of the Police Inspectorate in the area where the incident occurred, detailing the circumstances of the incident.
- The vehicle registration certificate and the driver's license.
- The vehicle's technical inspection report, the policy, and the original insurance contract.
If the Insured fails to provide documents from the competent authorities confirming the insured event (insured risk), except for theft, the Insurer will only compensate for minor damages.
The Insured must make the damaged vehicle available to the Insurer within 3 days from the date of damage.
If you need assistance or additional information from the company, please call us at: +373 22 264 444.