The "Buildings and Goods" insurance is designed for individuals who own properties or goods located in the Republic of Moldova, those with a legal interest in the insured items, as well as tenants.
Insurable items include property owned under legal rights, leased goods, goods under custody or pledge, and goods purchased on credit. These include buildings, constructions, equipment, furniture, office supplies, stock items, interior finishes, and more.
Insurance Benefits
- Personalized treatment for each client;
- Free visit by a representative to finalize the contract;
- Pre-insurance property evaluation;
- Assistance throughout the policy period;
- Discounts and additional benefits.
Insured Risks
- Fire, lightning, explosion;
- Falling objects on insured items;
- Natural disasters;
- Explosions of boilers, gas pipelines, and other systems;
- Electrical, water, heating, and sewer system damages;
- Burglary and theft;
- Broken windows, mirrors, and displays;
- Malicious actions by third parties.
Payment Conditions
The premium can be paid in full or in 2, 4, or 6 installments, depending on your preferences.
Insured Amount
The insured amount is determined by mutual agreement and reflects the value of the insured property. During the policy's validity, adjustments to the insured amount can be made, respecting the property value.
Insurance Premium
The premium ranges from 0.1% to 1.3% of the insured value, depending on contract terms, property type, and usage conditions. A flexible discount system is available for policy renewals.
Validity Period
The policy is typically valid for 1 year, but shorter durations are possible, with a minimum of 30 days.
For more information, contact us at: +373 (22) 26 44 44 (24/7).